Looking to buy a home this spring?

If you’re thinking about pulling the trigger on buying your dream home in 2020, here are the steps you need to take.

I work with many first-time home buyers and one of the first questions I typically get is about the home buying process as a whole.

Below is a comprehensive process that breaks down the general steps of buying your first home. When you take each of these steps, the process can be much less daunting.

1. Start saving a down payment

This may seem obvious but it is very important that you take a look at your finances to determine how much you can put down on a home. Your downpayment could range between 3%-20%. If you are looking to buy in the next few months, your current savings toward a downpayment can really help determine your home-buying budget.

pexels-photo-164527.jpeg

2. Check your credit score

A healthy credit score is an important factor in getting pre-approved for a home loan. Make sure that you have addressed any major credit card debt or other debts before going to meet with your lender.

photo of person handing card

3. Find a lender that you trust and get pre-approved

Finding a lender that you trust is a very important part of the home-buying process. I recommended asking your real estate professional for advice on who to use. Chances are, they have a lender that they work with on a weekly basis who they know will work hard to make sure that you close on time. This will guarantee that you have a smooth transition to your new home. Realtors do not receive any kickback from lenders that they recommend, so you can be sure that you are using a lender who has your best interest in mind.

person writing on tablet

4. Find a real estate agent

Here is where I come in! When deciding who to use for your realtor, I recommend using someone that you trust and know will work hard to represent your needs and wants. People tend to use friends and family because they already know and trust them on a personal level. Always ask around to friends or family for recommendations as well. If they had a wonderful experience with their Realtor, chances are you will too!

woman in red long sleeve shirt using macbook

5. Start shopping!

Now the fun begins! You are pre-approved, you have your agent and now all you need to do is find your dream home. Your Realtor can set you up on an email search so that you get listings that you may be interested in sent directly to your inbox. There are also some great apps that you can download: Homespotter, Realor.com and Zillow to name a few.

teal wooden panel door

6. Make an offer

Making an offer can seem like a scary process. Once you find a home that you love, your Realtor will help you construct an offer that you are comfortable with and competitive with the current market. Sellers will either accept, decline or counter your offer.

In most cases there will be some negotiating between your Realtor and the seller’s agent. Your Realtor should communicate with you through every step of this process and ensure they have your approval before any negotiations are made.

sign pen business document

7. Inspections

After an offer is accepted on your new home, you will have 10 days to complete any inspections that you want to do. Like with the lender, your Realtor will have inspectors that they trust and work with frequently and will be happy to recommend. You are also welcome to use someone that you found.

If there is anything found on the inspection reports that you want addressed by the sellers, your Realtor will help you negotiate to get those items fixed before the agreed upon closing date.

hammer craftsman tools construction

8. Get an appraisal

Once inspections are complete, your lender will order an appraisal on the home. An appraiser will come out and take a look at the home to determine its value. They base their assessment on the condition and features of the home as well as other comparable homes in the area.

Blue-appraisal-folder-with-meeting-in-background-600x401

9. Closing time

Shopping, negotiations, inspections and appraisal are all complete! Your loan is in and everything is good to go. You will meet at the title company with your title agent, your Realtor and your lender for the closing. Get ready to sign your name about 40 times!

rsz_closing_on_a_house_gettyimages-875081936-1

10. Moving day!

The most fun part of the whole process! Grab your friends and family and go make your home your own. You did it!

hacks-to-move-home-hero

 

 

IMG_9028

Jacquelyn Coates
Seek Real Estate
417-207-6250
jacquelyn@seeksells.com

Kansas City Events: Super Bowl Weekend

Happy Super Bowl Weekend!! Go Chiefs!

KC Events:

img_0287

Barre 3: FREE Candlelight Stretch Class

Thursday, January 30th from 7-8 pm

“It’s the last week of the January Challenge! 🗓 ⁣

Hopefully you’re feeling stronger, more balanced, more endurance, less pain, and less stress. But maybe you need some restorative time!

Join us on Thursday, January 30th at 7 PM for a FREE Candlelight Stretch Class! 🕯 ⁣

Bring your foam roller if you have one- we’ll have a few available for use at the studio.⁣”

For more information on this event, click here.

Screen Shot 2020-01-30 at 11.56.49 AM

Granger Smith

Friday, January 31st, 8:00 pm

“Arvest Bank Theatre at The Midland

1228 Main Street
Kansas City, MO 64105
816-283-9900
Fri, Jan 31, 2020 – 8:00PM

Ages: All Ages
Doors Open: 7:00 PM
Door Price: $25.00 – $28.00
Onsale: Fri, Dec 20, 2019 – 10:00AM CST”

For more information on this event, click here.

Screen Shot 2020-01-30 at 11.42.14 AM

Party Arty

Saturday, February 1, 8:00 pm

“Descend into the Valley of the Queens in splendor and discover the radiant beauty of ancient Egypt at Party Arty: Night of the Shining Sun, inspired by the featured exhibition Queen Nefertari: Eternal Egypt at The Nelson-Atkins Museum of Art. While the night may not be eternal, you can expect timeless memories of power, beauty, and mystery.

Party Arty is more than just a night of food, drinks, and entertainment; this event is your chance to help fund the museum’s education efforts, community outreach initiatives, and free access to more than 500,000 visitors each year.

Ticket Prices
Members $125
Public $155″

For more information on this event, click here.

Screen Shot 2020-01-30 at 11.43.50 AM

Cirque du Soliel- Axel

Thursday, January 30th- Sunday February 2nd

“Spectacular skating, breathtaking acrobatics, live music and stunning graphics – It’s waiting for you in an all new ice spectacle: Cirque du Soleil AXEL.

Join Axel and his adrenaline-fueled crew on an exhilarating adventure as his passion for music and graphic arts takes you on an electrifying journey.

See sparks fly as Axel falls for the captivating Lei. Together they jet off on a fast-moving quest through fantastic and colorful worlds to retrieve the stolen light from the mystical Vi. Will Axel find his voice and fulfill his destiny?

Get ready for amazing music, stunning projections, and mind-blowing acrobatic skating performances in Cirque du Soleil AXEL.”

For more information on this event, click here. 

Screen Shot 2020-01-30 at 11.48.52 AM

Good Living Expo

Friday, January 31st- Saturday, February 1st

“The Good Living Expo features hundreds of vendors and sponsors at a time of the year when everyone is creating their new year’s resolutions. We hope to ensure their goals are met! Our goal is to create an interactive, experiential event highlighting the importance of “living the good life” through staying fit, active and healthy. This 2-day event targets all men, women and families who want to enhance or maintain their lifestyle through fitness, natural beauty, nutrition and diet, weight loss and staying or becoming healthy both physically and mentally. Businesses that offer services or products that meet these goals are welcome to participate.”

For more information on this event, click here. 

Screen Shot 2020-01-30 at 12.08.08 PM

Kansas City Remodel and Garden Show

“Friday, January 31- Sunday, February 2

2020 DATES & HOURS

Friday January  31, 2020 10:00 am-9:00 pm
Saturday February  1, 2020 10:00 am-9:00 pm
Sunday February  2, 2020 10:00 am-3:00 pm*

     *  Closing Early for the Big Game

ADMISSION

Adults (single day at door)  $12
Adults (single day online)  $10
Children 12 yrs & under  FREE”

For more information on this event, click here.

Screen Shot 2020-01-30 at 12.02.59 PM

Chocolate Crawl for a Cause

Saturday, February 1, 12pm- 2pm

“Give back and enjoy exclusive promotions at participating Downtown businesses on Saturday, February 1st!

START at Local Foundery and drop off a non-perishable or monetary donation for Lee’s Summit Social Services between 12pm and 2pm.

PICK UP a Chocolate Crawl necklace and a free full-size chocolate bar (while supplies last) when you donate.

WEAR your necklace while you shop and enjoy sweets, along with some sweet discounts…just follow the balloons!”

For more information on this event, click here.

img_0287

Barre 3: Kids dance 3-6 years $60 for 4 sessions

Tuesdays in February at 4:30 PM

“Bring your little one to @barre3kansascity every Tuesday in February at 4:30 PM for Kids Dance and Movement with Skyler. ⁣

$60 for 4 sessions⁣”

For more information on this event, click here.

Super Bowl Events:

Screen Shot 2020-01-30 at 12.48.13 PM

Red Kingdom Rally featuring Tech 9

Friday, January 31st, 5 pm- 11:30 pm

“RED🔴KINGDOM🔴RALLY🔴
Kick off your Super 🥣 weekend with all of Kansas City!
🔻🔻🔻🔻🔻🔻🔻🔻🔻🔻🔻🔻🔻🔻🔻🔻🔻🔻🔻🔻🔻🔻

💥FREE Entry💥
🐺KC Wolf
🥁Chiefs Rumble
🚍KC Streetcar Superbowl Red Friday Ride
🏆Contests
🎵Performances by Tyler Lyon and Wonderfuzz
🚨Special performance by Tech N9ne🚨

Age Policy:
Families welcome. Anyone under 21 must be accompanied by a parent or legal guardian. Only 21+ admitted after 9 PM.

🔴Sunday: SUPER WATCH PARTY KC🔴
https://www.facebook.com/events/167439301153471/

💥Timeline: 💥
5 PM Doors Open
6 PM Party Starts
6:30 PM KC Wolf and Chiefs Rumble arrive
7 PM Contesting and live music begin
Cap the evening with a special performance by Tech N9ne”

For more information on this event, click here.

Screen Shot 2020-01-30 at 12.25.16 PM

Kitten Bowl at KC Pet Project

Saturday, February 1st -Sunday February 2nd, 10 am- 5 pm

“Our partner shelters across the country will be hosting Kitten Bowl Parties full of fun and games in honor of this year’s feline football showdown. They’ll even help you bring home a furry friend to play on your home team.

Join us for a Kitten Bowl Party featuring fun for the whole family!

Kitten Bowl VII giveaways and much more!

For more on Hallmark Channel’s Kitten Bowl VII, visit HallmarkChannel.com/kitten-bowl.”

For more information this event, click here.

Screen Shot 2020-01-30 at 12.29.08 PM

Bar K Puppy Bowl

Saturday, February 1st, 11:00 am

“We’re bringing football’s most adorable tradition to Bar K for the first annual Bar K Puppy Bowl! Puppies ages three to nine months who are current on vaccinations are invited to join us on Saturday, February 1st to participate in a four game series. All pups that participate will receive a bandana + humans will receive $5 Lagunitas drafts and $18 4-can Lagunitas buckets.

Registration will be held from 11am-12:30pm at the front entrance followed by 15-minute games starting at 1pm, 1:30pm, 2pm and 2:30pm).

Come watch these adorable puppies show off their finest football skills!”

For more information on this event, click here.

img_0287

Super Bowl Class

Sunday, February 2nd at 2:00 pm

“Join us for a Chiefs-themed barre3 class and get your workout in before the Super Bowl festivities begin. Wear red and yellow if you have it! We will be giving away a shirt donated by TheTribe.

$10 fee/ FREE for barre3 members.”

For more information on this event, click here.

Screen Shot 2020-01-30 at 12.34.21 PM

The Ultimate Super Bowl Watch Party

Sunday, February 2, 1:00 pm

“Welcome To The Chiefs Kingdom!

The Ultimate Day Party & Super Bowl Watch Party

Join Euro Productions as we cheer on our Kansas City Chiefs during the Super Bowl 54 at the Parlor KC. Come experience a unique dining and entertainment venue with 3 floors, 3 bars, 7 locally owned restaurants, and the best damn Day Party on Super Bowl Sunday in the historic Crossroads Art District.

Doors Open at 1:00 PM

Sounds engineered by JON IS THE NEW BLK

Free Admission til 4:00pm
Limited reserved VIP sections available.
Bottle Service Available”

For more information on this event, click here.

Screen Shot 2020-01-30 at 12.36.46 PM

Super Bowl Watch Party KC

Sunday, February 2, 12:00 pm

“Everyone is welcome and there is FREE entry into this city block, two-level Super Bowl celebration that starts at noon.

Attendees can expect DJs and live music, game watching on big screens, grill stations, selfie stations to record the experience and more. Yes, Kansas City is cold in February so expect heaters placed throughout and some warm alcoholic beverages to be available.”

For more information on this event, click here.

Screen Shot 2020-01-30 at 12.42.34 PM

Brick House Kansas City Chiefs Super Bowl Watch Party

Sunday, February 2nd, 10:00 am

“The Chiefs did it!! Now we get to continue the party into February, join us at Brickhouse for one last game of the year and the biggest game to date. We will have a DJ on hand and drinks specials all day and night. A $10 cover will be required upon entry. When we win we will party into the night!!!”

For more information on this event, click here.

 

Kansas City Events: Weekend of January 3-5

Screen Shot 2020-01-02 at 4.49.40 PM

First Fridays

Friday, January 3, throughout the evening

“On the First Friday of every month all year long, thousands of residents and visitors fill the sidewalks of the Crossroads in Kansas City to enjoy what has become the city’s liveliest and most popular event. Arts organizations, galleries, studios, and a wide variety of local businesses feature local, regional, national and international artists as well as live entertainment from 5 to 9 p.m. Also be sure to catch one of the community’s creative wall murals and visit our exciting new Art Alleys between Baltimore and Wyandotte from 18th Street to Southwest Blvd which will be filled with Art Vendors and their crafted treasures! Take the free KC Streetcar and avoid the parking hassle!”

For more information about this event, click here.

Barre 3 pop-up workouts at Athleta and Lululemon

Saturday, 8:00 am, Sunday, 10:00 am

Barre 3 will be hosting two free workouts at the plaza this weekend. Join on Saturday at Althleta on the Plaza and Sunday at Lululemon on the Plaza.

ELhWITMX0AAYi9E

Brewery Tour at KC Bier Co

Saturday, January 4, 1pm-2pm

“Every Saturday is a Brewery Tour. Your $10 tour gets you a behind-the-scenes look at the brewing operation, bier samples and a souvenir glass to keep. ”

For more information about this event, click here.

Screen Shot 2020-01-02 at 4.32.17 PM

Adoption Saturday with Always & Furever Rescue at Bar K

Saturday, January 4, 11am-1pm

“Join Bar K and Always & Furever Midwest Animal Sanctuary for Adoption Saturday! Always & Furever is a senior focused rescue and sanctuary that does whatever they can to help death row, helpless, and abandoned pups that are otherwise forgotten or overlooked.

Remember, all dogs adopted at this event will receive a FREE Membership to Bar K!”

For more information on this event, click here.

Screen Shot 2020-01-02 at 4.36.54 PM

Free Adult Coloring & Wine Party

Saturday, January 4, 12pm-6pm and Sunday January 5, 12pm-6pm

“Join us for a weekend wine down and coloring pages. KC Wine Co has a large indoor tasting room perfect for a weekend of Coloring! Coloring pages and utincils will be provided by KC Wine Co.

Our experts will be on hand to help you pick out your fabulous assortment of wine, snacks, and slushes. This activity is open to responsible guests ages 21+.”

For more information on this event, click here.

Screen Shot 2020-01-02 at 3.54.29 PM

Open House, 5936 Charlotte Street, Kansas City, MO 64111

Sunday, January 5, 1pm-3pm

Vaulted ceiling in living room. Granite kitchen counter tops and stainless steel appliances. Hardwood floors.

Roof, a/c, furnace, hot water heater all less than 5 years old.

Large master suite upstairs with private master bathroom and upstairs laundry. Fenced in backyard and two car garage- rare for the area!

For more information on this listing, give me a call at 417-207-6250 or click here.

Listing courtesy of Amanda Adrian, Seek Real Estate.

 

IMG_9028

Jacquelyn Coates
Seek Real Estate
417-207-6250
jacquelyn@seeksells.com

5936 Charlotte Street, Kansas City, MO 64110, Open House

Come out and see this beautiful Brookside bungalow from 1pm-3pm, this Sunday, January 5th!

Vaulted ceiling in living room. Granite kitchen counter tops and stainless steel appliances. Hardwood floors.

Roof, a/c, furnace, hot water heater all less than 5 years old.

Large master suite upstairs with private master bathroom and upstairs laundry. Fenced in backyard and two car garage- rare for the area!

For more information on this listing, give me a call at 417-207-6250 or click here.

Listing courtesy of Amanda Adrian, Seek Real Estate.

IMG_9028

Jacquelyn Coates
Seek Real Estate
417-207-6250
jacquelyn@seeksells.com

Prices are rising fast in the KC Housing Market

If you are planning to buy or sell a home in 2020, being familiar with the climate of the current real estate market is key.

In an article recently published by The Kansas City Star, Kevin Hardy and Allison Kite detail the true heat of the Kansas City housing market. If you are someone who has bought or sold a house in the last few years, you are all too familiar with this market trend.

While no one knows what the market will do in the upcoming year, there is a strong case that prices will continue to rise. For sellers, this is very beneficial. For buyers, especially first time home buyers, it is important to plan ahead.

As detailed in the article, it is important that buyers are pre-approved not just pre-qualified by a lender before beginning to shop for a property.

Due to low inventory across the metro area, it may be important to plan on making an offer as soon as the same day that you see the property.

Finally, it is important to realize that you may end up paying over asking price for your home. However, interest rates are currently historically low and this is very beneficial to a buyer in the current market.

As always, you should always feel comfortable with the offer that you are making. With the right agent to help you navigate the ups and downs, the home buying/selling experience can be a positive one.

To read the full article, click here.

IMG_9028

Jacquelyn Coates
Seek Real Estate
417-207-6250
jacquelyn@seeksells.com

12208 Cedar Street, Overland Park, KS 66209, Open House

 

Don’t miss this Overland Park charmer! Wood floors throughout, 17′ ceilings and a beautiful stone fireplace. Cut-de-sac lot is also a great bonus.

Stop by and grab a donut from 10am-noon this Saturday, November 9th.

For more information, click here.

Listing courtesy of Hendricks Home Realty Team, SEEK Real Estate.

IMG_9028

Jacquelyn Coates
Seek Real Estate
417-207-6250
jacquelyn@seeksells.com

Kansas City Events: Weekend of October 4-6

kc-oktoberfest-2019-e1559596511569

KC Oktoberfest

Presented by KC Bier Co., Kansas City’s largest locally-owned brewery, KC Oktoberfest is a two-day festival celebrating Bavarian-style bier, food, and entertainment, October 4–5, 2019, at Crown Center.

Tickets range from $8-$55 and can be purchased in advance or at the gate. For more information, click here.

Screen Shot 2019-10-03 at 10.19.45 AM

2019 Kansas City Grilled Cheese Festival

The 2nd Annual Kansas City Grilled Cheese Festival is taking place this Saturday, October 5th in Ilus Davis Park.

The Grilled Cheese Festival is a one-day event showing off your favorite childhood food – Grilled Cheese, from your favorite local Kansas City restaurants and food trucks! This event is open to all ages, so come out and enjoy the day with your friends and family. There will be live music, cold drinks, games, bars and all of the grilled cheese you can eat!

Tickets range from $15-$35 at the gate. More more information, click here.

KCJ

KC Japan Festival

The KC Japan Festival will take place on October 5th from 10am-7pm at Johnson County Community College.

Bring your families and friends to learn more about the culture of Japan.

Tickets range from $5-$15 and can be purchased in advance or at the gate. For more information, click here.

833473399_b90a15b2ee_o

Waterfire KC

Waterfire KC takes place on October 5th at Brush Creek off of the Country Club Plaza. The lightening ceremony will at 7pm with additional events to follow throughout the evening.

This is a free event. For more information, click here.

Unknown

Weston Apple Festival

Weston Apple Festival runs October 5-6. Saturday 10am-6pm and Sunday 11am-5pm.

Celebrating 31 years, the AppleFest event in historic downtown Weston is known throughout the Midwest as one of the best fall festivals in Missouri.

Activities include a Saturday morning parade, over 50 arts and crafts booths, apple cider and apple butter demonstrations and children’s activities such as pony rides, face painting and pumpkin painting.

Adults are encouraged to give a $1 donation and children get in free. For more information, click here.

https---cdn.evbuc.com-images-65666287-271984798980-1-original.20190717-024051

Sip, Style, Shop KC Fall 19

Sip, Style, Shop KC takes place on Sunday, October 6th from 12pm-4pm at 28 Event

Space.Sip, Style, Shop KC is a semi-annual social shopping event offered every April and October designed to join Kansas City residents with small & local businesses. Serving as a showcase of Kansas City’s broad private retail choices, Sip, Style, Shop KC creates an opportunity for guests to interact with several businesses in one location. Come enjoy food, drinks, discounts at 12+ pop-up vendors, on-the-spot beauty services, a reusable shopping tote loaded with swag, and music by DJ Ashton Martin. It’s the ultimate shopper’s day out!

Tickets are $25. For more information, click here.

hootsandhowls

Hoot and Howls at the Kansas City Zoo

This event will run the first three weekends of October.

Hoots and Howls is packed with fun for all ages!  From 10 am to 3 pm you can cruise around on a pedal tractor, navigate a hay bale maze, sing along with our interactive DJ and take a ride on the Scare-o-cel. Stop by the lobby and create a wild craft to take home. 

Plus, each weekend will feature special guests for photo opportunities!

On Oct 5 & 6 Meet Princesses 10 am to 3 pm. On Saturday see pumpkin smashes at Discovery Barn at 9:30 am and elephants at Elephant Overlook at 11:30 am. On Sunday, see smashes at Tropics at 9:30 am and river otter 10 am.

On Oct. 12 & 13  Meet characters from the Land of OZ  10 am to 3 pm. On Saturday watch pumpkin smashes with red river hogs at 11:30 am and warthogs at 2:30 pm. On Sunday smashes will be at lions and leopard at 10 am, and tigers at 3pm.

On Oct. 19 & 20  Meet characters from a galaxy far far away 10 am to 3 pm

Our animals are joining in the fun by smashing pumpkins at scheduled times throughout the day. 

Cost is the price of admission into the zoo. For more information, click here. 

COAerLgUsAA1SKw

The Great Pumpkin Fest at Worlds of Fun

This event takes place on Saturdays and Sundays, now through October 27th.

This family-friendly event is all treats and no tricks and features special Halloween-themed activities for kids, plus PEANUTS-themed rides and attractions in Planet Snoopy!

Tickets start at $35. For more information, click here.

IMG_9028

Jacquelyn Coates
Seek Real Estate
417-207-6250
jacquelyn@seeksells.com